Question: What Is Philam Vitality?

What is vitality program?

Vitality is a fully integrated wellness program designed to engage your employees on their Personal Pathway™ to better health.

Your employees will get to know their current health status, and then follow a custom wellness plan to improve their health and lifestyle behaviors..

Can I withdraw my Philam Life Insurance?

You have the right to surrender the insurance policy at any time after the end of the prescribed lock-in period from the date of commencement of the policy. When you surrender the policy, you will receive and fully withdraw the fund value of your life protection policy.

How does vitality money work?

Simply put, it’s a bank that will guide, motivate and reward you for getting financially healthier. … Discovery Bank clients (over 18 and with an account other than a savings account) enjoy access to Vitality Money, a behavioural change programme that encourages and rewards healthy financial behaviour.

Which is better Philam Life or Sunlife?

Both have pros and cons. Since Philam is affiliated with a bank (BPI), Philam is relatively easier to access and avail compared to Sun Life. … Since Philam is affiliated with a bank (BPI), Philam is relatively easier to access and avail compared to Sun Life. You can walk into a BPI bank and get one on the spot.

How do I avail Philam vitality?

You can obtain the full set of benefit guides if you email a request to> or call (02) 8528-2000 for Philam Life or (02) 8528-5501 for BPI-Philam. The benefit guides are also available on the Philam Vitality website.

How do you become vitality?

7 Ways to Enhance Your VitalityGet outside. … Cultivate community. … Be a lifelong learner. … Calm down. … Honor your promises. … Plug your “energy leaks.” Notice where you are losing energy. … Don’t skimp on sleep.

How are vitality calculated?

Get active DetailsAll adults can earn 3 points for reaching 7,000 steps, 5 points for reaching 10,000 steps and 8 points for reaching 12,500 steps per day. However, If you’re aged 70 or over or have a verified Vitality Age Gap of five or more years, you can earn three activity points for reaching 5,000 steps in a day.

What are the benefits of vitality?

Enjoy bigger, better rewards with Vitality. From half-price movies, flight savings, cash back on your groceries, fuel savings, weekly rewards and more, being healthier, driving well and banking well has never been more rewarding.

Can I cash out life insurance?

Yes, cashing out life insurance is possible. The best ways to cash out a life insurance policy are to leverage cash value withdrawals, take out a loan against your policy, surrender your policy, or sell your policy in a life settlement or viatical settlement.

How do you earn weekly points on vitality?

How do I earn weekly rewards? You need to get active! Once you get your Vitality Age and your weekly target, you can track your exercise with your fitness app or device and earn points. You will earn your reward when you meet your weekly Target Points for two consecutive weeks.

How do you use vitality?

An instant prize like international flights, fitness devices and cash. You then have two options – spend your Vitality reward points or diamonds, or save them up to use later. Simply tap on the ‘plays, Vitality reward points and rewards’ card in the Discovery app to choose an option.

How much is vitality monthly?

Manulife Vitality is a completely voluntary program that costs $5 per month. Choosing not to join will not in any way affect your Flexcare or FollowMe health and dental insurance benefits, how much you pay for coverage, or how much you get for your claims.

How often can I do vitality age?

Earn 1 500 Vitality points when you find out your Vitality Age. You can do the assessment as many times as you like to keep track of your health – but you’ll only earn Vitality points once per calendar year.

How much does vitality health cost?

For a healthy, non-smoking 35-year-oldPROVIDERCOST A YEARVitalityHealth£826Exeter Family Friendly£844Aviva£870Axa Health£8932 more rows•Jun 6, 2019

What happens if I cancel my whole life insurance policy?

When you cancel your life insurance policy, you tell your insurance company you no longer want the policy and stop making payments. If your policy has a cash value, you receive this amount (minus fees) when you cancel your policy.