Can I Get Insurance After I Broke My Phone?

How much does it cost to get a new phone if you have insurance?

You’ll also pay a deductible between $50 and $200 – again, depending on the cost of your phone.

So while an insurance plan could save you money over the cost of a new phone, you’re still likely to pay anywhere between $300 and $400 to get your phone replaced under a carrier insurance plan..

How soon after getting phone insurance can you claim?

What is the claims procedure? You notify Claims Administrators as soon as possible but in any event within 48 hours of any incident likely to give rise to a claim under the insurance. You must report the theft or loss of any mobile phone, within 24 hours of discovery to your Network Provider and blacklist your handset.

Is it worth it to get cell phone insurance?

Cell phone insurance shouldn’t be used as a “pass” on taking care of your phone. Even if you have insurance, the deductible, the hassle of going without a phone, and the possibility of getting an older or refurbished model should have you looking to protect your phone any way you can.

Can I take out insurance on a broken phone?

How soon can I claim on phone insurance? … With the more reputable companies, as soon as your phone is lost, damaged or stolen, you can make a claim on your phone insurance – no matter how long you’ve had the policy.

Can you get a new phone if you have insurance?

If you make a claim, your insurance company will try to give you a replacement of the same make and model — but it doesn’t have to. So your new phone could be a different color or type. It might not even be new.

Does homeowners insurance cover cell phone damage?

Your homeowner’s policy does cover your smart phone for damages, such as fire and theft but not for losing or misplacing your phone. Even if you had a covered loss, your loss will be subject to the deductible of your insurance (usually $500-$2500).